What to do During and After Hurricane


Take stock of your office and employees first!

It is critical that you make sure that you have your team in a safe place. Once that is secured, make sure that you have all your documentation in an electronic form in a cloud that can be accessed from anywhere. This is the time your trained partner will come in more than handy and will be the make or break for your life beyond the calamity.

Monitor the calamity and update your customer before the storm or the fire or any other calamity hits them.The key thing is to be with your customers in their time of need. You can’t be doing this if you are not prepared and organized internally with your paperwork and SOPs. Always keep your dashboard updated and ready. You need to make sure that your electronic documentation is handled by experts and not student workers that can do just what enough to have something in a spreadsheet that you can never find in times of crisis.


‘First Claims’

Make sure that you can service your customer as quickly and as effectively as possible. This is what we are in the business for i.e., helping people in times of their need!!! But you will be saying “From my recent experience it is impossible to do since we don’t have as much staff and we can’t hire new staff and train them in this short a time”!!! This is something to be happy about because you are now ready to go beyond the normal and hire partners to help you in good times and bad. Hire a partner that is your insurance for your bad times and good. 

After the storm subsides

This is the time to plan for the next storm and the next emergency. Invest in your next annual budget and work with a partner that can start working with from an off-site location on a regular basis. That way they are part of your team in good times and can learn your systems and SOPs. These people will be ideally underwriting support teams that can that are trained in CPCU, INS and other insurance common exams so that you don’t have to train them.

Better still; have them process your claims, rating, quoting and issuance including file setup. That way they can be your staff to help your staff become more efficient and help you in growing your business.

We have all seen this time and time again, when we stand by our customers in their time of need they will come back to us time and time again even when they are paying higher costs because they believe that you care for them and will take care of them in their times of need.

In order to take care of them you need to take care of yourself. Start taking care of your business today by planning for the next contingency. Making sure that you are planned, have the resources to serve you in your customer times of need can ensure that you use any calamity to launch your business into the next level!

If you like to learn about how to engage and work with certified, audited, off-site insurance support partners that can help you immediately have back-up plan to your office, act as a surplus staff when needed, provide you hiring and firing advantages without adding to your overhead, and enabling your team to grow as they can now focus on the value added activity and growing your sales


Why You Need a Sex Crime Lawyer

If you have been falsely accused of a sex crime, your best bet is to solicit the help of a sex crime lawyer. Trying to handle the case on your own could end up being an extremely unwise decision.

Have you recently been accused of a sex crime and you aren’t really sure what to do? Well, your best bet is to get in touch with a molestation lawyer as soon as possible. You may not think this requires a sense of urgency, because of your innocence, but you may want to think again. There are several reasons why it is vital for you to seek the assistance of a highly skilled sex crime lawyer.

One of the things the attorney can do is work as a support system for you. Although you are in fact innocent, you may still run up against a lot of opposition, even from members of your own family. This is especially true if the person who falsely accused you is a family member or close family friend. Many loved ones may turn their backs on you and automatically see you as being guilty. This isn’t necessarily because they don’t love you or care for you. However, some people who falsely accuse others of sex crimes create stories that seem extremely realistic. Therefore, it’s hard for some people not to believe them.

When you are faced with situations such as these, you definitely need someone by your side that won’t judge or look down upon you. Most of all, you need someone who is going to believe you. That’s where the molestation lawyer comes in. Even if most of the people around you start to see you in a negative light, you’ll have at least one person who is there to support you.

Not only do these attorneys work as a means of support in your personal life, they also provide professional support and guidance throughout the entire legal process. Although having someone by your side is good for your mental and emotional well being, you also need someone there who can effectively advocate for you in court.

These professionals have the skill level and experience necessary to help you come out on top. Cases that involve sex crimes can be quite complicated and complex. So, you’ll need a legal advocate who knows exactly what they are doing. Without them, there’s a good chance that you could be convicted of something you simply did not do. You may think this isn’t very possible, because of your innocence. However, there are many people who are falsely accused and convicted of crimes every year who have to pay a debt they don’t really owe.

So, don’t hesitate when it comes to finding a sex crime lawyer such as Personal Injury Lawyer Arizona. The quicker you get them on-board, the faster you can get the situation resolved and your name cleared.

Personal Injury Lawyer Ensuring Legal Redress

Personal injury lawyers bring specialized knowledge of Tort Law, a branch that allows victims of wrongful conduct or negligence to sue offenders for damages incurred. Choosing professional legal counsel is key to establishing liability in court thus ensuring that the injured party can claim fair compensation.

Personal injury lawyers provide legal representation to individuals who have been harmed willfully or owing to civil or professional negligence. Attorneys who specialize in Tort Law bring the requisite knowledge and expertise to help claim the right compensation for those injured as long as any legal liability or wrongdoing on the part of the offender can be proven in court.

Who Can Claim Compensation Personal injury law recognizes a range of acts as potentially injurious, and this includes negligence or the failure to act in a manner that would preclude possible harm. The law recognizes tort claims, intentional or not, based on liability and uses this information to review the nature and extent of damages sustained by the victim. While physical injuries are the typical basis for compensation, victims can also claim economic or non-economic damages to property, individual reputation, or rights.

Personal Injury Lawyer Ensuring Legal Redress

A tort covers civil wrongdoing or professional misconduct that causes harm to the victim because an individual failed to use reasonable care. There are several branches of tort law under which claims can be filed in court. Victims of car accidents and other civil wrongdoings can claim compensation for physical injuries, psychological impact or even loss of life. Worker’s compensation is another significant aspect that falls within the sphere of tort law. Professional negligence is perhaps the most frequently encountered malpractice lawsuits and this includes failure to provide quality medical care on the part of physicians or professional staff. Product liability and class action suits typically go for trial in state or federal courts and compensation settlements may be divided among affected individuals depending on established evidence. If you need a divorce lawyer when due to personal injuries and such this is a must read.

An individual who sues the offending party can recover damages in terms of actual damages or expected future losses, including loss of income or earning potential. For instance, current damages may include monetary losses such as medical expenses incurred and legal costs, while psychological losses may include emotional pain and distress or loss of consortium in the event of spousal death. Future damages cover loss of earning capacity as entailed by physical injuries or medical conditions as a direct consequence of a reckless act, particularly in torts involving car accidents, occupational injuries, medical negligence, or even civil battery.

Hiring a Qualified Personal Injury Lawyer Tort Law is an extremely complex and subjective area and the courts tend to arbitrate on seemingly irrelevant details in order to determine if compensation is really due. If you are looking for professional legal assistance, be sure to do your research before hiring the right attorney to represent you.

Lawyers specializing in Tort Law bring practical knowledge with respect to gathering evidence as also the skills to negotiate an out-of-court settlement if needed. Experienced attorneys may also recommend filing a suit in small claims courts, and this can be especially prudent if the recovery amount sought is not substantial enough to warrant an expensive lawsuit trial in a state court. In most cases, however, your personal injury lawyer may work for a contingency fee which allows you to pay a percentage of your actual compensation.

Although personal injury lawyers are licensed to practice nearly any field of law, most handle only cases tried under tort law. Given the technical expertise that qualified lawyers bring, choosing the right attorney is key to a fair trial that ensures appropriate compensation.

Personal Injury Lawyer for Wrongful Death Lawsuits

When a family comes to a personal injury lawyer, it is not always under the best of circumstances. Sometimes, they are trying to understand how and why another person would cause the death of their loved one.

When someone else causes the loss of a family member, a personal injury lawyer can get to the bottom of things and find out exactly who is responsible. This painful process is not always easy and having a compassionate and understanding legal representative can help. Once responsibility is established, it is time to file a wrongful death lawsuit to ensure that the family is compensated. While no amount of money can ever bring this person back, it can help a family deal with the financial loss they have experienced as a result of the death as well as medical bills or burial expenses.

Amount of Damages to Seek

A personal injury lawyer will help a family determine the amount of damages to seek. There are a variety of factors to consider when putting together a figure. For some, this is too difficult to handle as it seems they are putting a price tag on their loved ones life. Someone else can step in to help the legal representative obtain the necessary paperwork and documentation to establish a figure.

Medical Expenses, Property, and Future Earnings

The amount should include all of the medical bills associated with the person’s death as well as the cost of burial. In addition, families can seek out compensation for property that was damaged during the incident. A car accident could ruin a vehicle and all of the property inside in addition to the loss of life. A personal injury lawyer also has the ability to sue for things like: the loss of income from the deceased, the loss of benefits, and even the loss of retirement funds. In each situation, a figure needs to be determined for each one of these points.

Pain and Suffering

It is possible to create a lawsuit that encompasses the pain and suffering that an individual’s family has experienced due to the loss. Mental anguish and emotional trauma are common when things like this happen. The loss of companionship is difficult for anyone to endure. It is not easy, but the personal injury lawyer needs to come up with a monetary value to each of these types of loss.

Suffering through this type of situation is difficult on its own. Dealing with the aftermath and the financial issues that arise from the loss of a loved one makes things even worse. With the help of a personal injury lawyer, families can receive a settlement to try and compensate in some way that loss they have experienced. While it does not bring back a loved one, it does make some of the other difficulties a little easier and even can give back the justice for the victim who had been died. Justice is what a family always wanted right from the start.

Torgenson Law

333 West Roosevelt Street
Phoenix, AZ 85003
Office: (602) 603-4805

Personal Injury Lawyer Services and Responsibilities

This article explains a personal injury lawyer. It includes facts about his services to the client and his responsibilities.

A personal injury lawyer is an attorney who represents people who claimed to have been physically or mentally injured or damaged through the actions of another person, a company or an entity. The victim can even claim to have been injured by an agency of the government or any affiliate of such agencies. The services of this specialized lawyer often involve filing the complaints that represent their clients, drafting legal paperwork for their clients, and arguing their clients’ cases in court when needed. These are the responsibilities that a personal injury lawyer needs to give to his client once he or she is hired to represent the client.

Other Responsibilities and Services

This type of attorney also has other responsibilities that he needs to do for the person or people whom he represents. These include, but are not limited to, getting details about his case which may be available through other channels such as police reports, news articles and others avenues. The attorney may also send someone, usually an investigator, to check for any anomalous information that may help with the case. The person who investigates these occurrences is usually a trusted individual whom the attorney trusts to get the right information. It is vital that the legal representative get the right information in order to use this for the benefit of his client.

The personal injury lawyer might also suggest getting in touch with experts in some of the particulars of the case in order to testify for the client like for example, a motorclycle attorney in Phoenix. These experts offer their opinions and views regarding what they know best. Their testimony can be used to point out the details of the incident. These experts might also assess and examine the victim to determine what the effects of the mishap have been.

Another responsibility that the attorney has to his client is to be loyal to him or her even after the case has been resolved. It is considered a conflict of interest to represent other parties that may have been connected with the case for a certain period of time, even after it has been resolved. It is also considered ethical behavior to decline any connection to a current case. The legal representative should also make it a priority to help his client achieve the compensation that he deserves and the justice that he seeks. It is important to support the client during the times when there are stressful meetings or hearings. Most cases like these do not end up in court; instead they are often resolved in settlements that are agreed upon between parties. The personal injury lawyer usually represents the person in settlement meetings in order to get his clients desires and goals across. In many cases, it is just a matter of coming to an agreement in order to resolve the case.

These are most of the responsibilities and services that a personal injury lawyer needs to have for his clients. Some others are usually agreed upon between the attorney and the client.